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What is Covered under OD Insurance?
Damages to Your Vehicle in an Accident The insurance policy covers damages that may occur to your car or bike in case of an unfortunate road accident. Damages Resulting from Natural Calamities If your vehicle gets damaged during the event of an earthquake, floods or similar others, your own damage insurance cover will pay for the repair services. Theft or Total Loss of Your Vehicle Own damage insurance will compensate you if your car or bike is stolen or is damaged beyond repair in an accident. You must know that you will get benefits based on the limits defined in the insurance policy. So, it is crucial to read on own damage insurance before you buy a policy.
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