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What is a Credit Score?
Your credit score or your CIBIL (Credit Information Bureau India Limited) score is basically a three-digit number that reflects your credit history. It takes into account all the credit and loans taken in the past, their status, and also if there are any arrears. The credit score ranges from 300 to 900. If you do not have any outstanding dues and do not use too much credit, then you have a better score. House loans are approved by the bank if your credit score is 750 and above.
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