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Prepare for the Rainy Days
It’s never fun to think about emergencies; however, building an emergency fund is one approach to put your increased salary to work. An emergency fund can act as your financial cushion when you need money for unexpected situations like: Car or home repairs Someone in your family falls ill or loses job Most importantly, having an emergency fund in place will give you the peace of mind knowing that you do not require dipping into your hard-earned savings. For this, keep three to six months of living expenses aside or put your funds in a savings account so that you can have easy access whenever you are in need.
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