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For mobile phone bills

You can also use your 3% cash-back card to pay your mobile phone bill. If you have a business, consider using the card for business expenses. Find a card that does not charge foreign transaction fees and sign up for it if you still need to get one.Make sure that the card's interest rate is lower than any other credit card interest rate you might have so that you can save money by using this method instead of paying off your phone company directly through them or another credit card with an even higher interest rate attached to it.

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