Clean and repair your property to reduce the chances of injuries and resultant claims

include: Dwelling and Secondary Structure Coverage Besides covering your principal rented home and the attached deck and greenhouse, even detached structures on your property are insured. The secondary structures include a shed, barn, or garage located within your residential premises. Liability Coverage Your tenant may sustain injuries owing to an accident attributed to the uneven flooring, poor lighting, or slippery rug present in your rented property. As a result, you are liable to face legal action, which does not prove a financial burden thanks to your landlord’s insurance. Coverage for Loss of Rental Income You may need to carry out repair or restoration work on your rental property because of fire or natural calamity damage. In such cases, your unit becomes temporarily inhabitable, and in the absence of a tenant, you lose out on monthly rentals.  Loss of rental income coverage sustains you for 12 months at a stretch. Here, you continue to receive payments you would have earned from your tenant if they could still lease your property. Medical Coverage The medical treatment costs of the victim who has an accident within your rented premises are duly covered herein. Rental property insurance allows you to bear the cost of ambulance transportation, medical care to even follow-up treatments advised for the accident victim. Add-On Coverage Burglary coverage covers the cost of repairing your rental structure and even replacing personal items stolen from within and around your property. If vandals damage your rental premises and, in the process, ruin your property maintenance tools, vandalism coverage taken protects you.  It covers the costs involved in repairing damaged buildings and replacing written-off equipment. Tree trimmers and lawnmowers fall under the category of equipment used to maintain your leased property. Ordinance coverage defrays any unexpected expenses associated with compliance issues. 'Under construction' coverage protects you even before your rental property is occupied.  Rental insurance policy safeguards your most valuable asset so take advantage of this facility. For unbiased advice, rely on an experienced insurance agency that solely focuses on client interests.